{"id":2464,"date":"2026-04-17T11:09:10","date_gmt":"2026-04-17T11:09:10","guid":{"rendered":"https:\/\/pioneerinsurance.ae\/stage\/?page_id=2464"},"modified":"2026-06-02T10:57:44","modified_gmt":"2026-06-02T10:57:44","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/pioneerinsurance.ae\/stage\/terms-conditions\/","title":{"rendered":"Terms &amp; Conditions"},"content":{"rendered":"\n\n\n<section class=\"privacy--page pb--lg wow fadeInDown\" data-wow-delay=\"0.2s\" data-wow-duration=\"1s\">\n\n\t<div class=\"container\">\n\n\t\t<ol class=\"breadcrumb\">\n\n\t\t\t<li class=\"breadcrumb-item\">\n\n\t\t\t\t<a href=\"https:\/\/pioneerinsurance.ae\/stage\/\">Home<\/a>\n\n\t\t\t<\/li>\n\n\t\t\t<li class=\"breadcrumb-item\">\n\n\t\t\t\tTerms &amp; Conditions\n\t\t\t<\/li>\n\n\t\t<\/ol>\n\n\t<\/div>\n\n\n\n\t<div class=\"container\">\n\n\t\t<h1 class=\"h3\">Terms &amp; Conditions<\/h1>\n\n\n\n\t\t<div class=\"privacy--content\">\n\n\t\t\t<p>These Terms &amp; Conditions govern your use of our website and services. By using the Website, you agree to these Terms and to the Terms of Business Agreement linked on our website.<\/p>\n<h4>1. Use of Website<\/h4>\n<ul>\n<li>You must be at least 18 years old.<\/li>\n<li>You agree not to misuse the Website<\/li>\n<\/ul>\n<h4>2. Insurance Services<\/h4>\n<ul>\n<li>We act as an insurance broker connecting clients with licensed insurers.<\/li>\n<li>Quotations are indicative and subject to underwriting.<\/li>\n<li>Final terms and acceptance are at the insurer\u2019s discretion.<\/li>\n<\/ul>\n<h4>3. Intellectual Property<\/h4>\n<p>All content on this Website is owned by Pioneer Insurance Brokers. Unauthorized reproduction is prohibited.<\/p>\n<h4>4. Disclaimer of Liability<\/h4>\n<p>We make no warranties on accuracy or reliability of Website content.<\/p>\n<h4>5. Limitation of Liability<\/h4>\n<p>To the extent permitted by UAE law, Pioneer Insurance Brokers is not liable for indirect or consequential damages.<\/p>\n<h4>6. Third-Party Links<\/h4>\n<p>We are not responsible for external site content.<\/p>\n<h4>7. Governing Law<\/h4>\n<p>These Terms follow UAE law.<\/p>\n<h4>8. Changes to Terms<\/h4>\n<p>We may modify these Terms at any time.<\/p>\n<h4>9. Contact<\/h4>\n<p>Phone: +971 4 357 3577<\/p>\n<p>Office #419, 4th Floor, Al Nasr Plaza Office Tower, Oud Metha, Dubai, UAE<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n\t\t<\/div>\n\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":35,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2464","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; Conditions | \u0420\u0456\u043en\u0435\u0435r \u0406nsur\u0430n\u0441\u0435 Brokers<\/title>\n<meta name=\"description\" content=\"Read the terms and conditions for using Pioneer Insurance Brokers\u2019 website and insurance services across the UAE.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; 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